Our Service to You

Please explore our website; wealth accumulation is our forte. Aside from comprehensive allocations, we often help clients with concentrated positions in stock, executive compensation packages, cash flow planning, income tax planning, liability management, and retirement income strategies.

We work closely with tax and estate advisors in assisting you with the transfer of wealth. We want to ensure that your goals and family values are respected in the process. We have helped clients with charitable gift-giving, income replacement strategies, multigenerational transfer strategies, next-generation education, and business secession planning.

Every client has a risk need for returns and a risk preference. We will work closely and explain the tradeoffs on taking more or less risk with your money. Once we find an acceptable risk level, we will propose a good equity exposure range. We then may, on occasion, make commitments to buy the stock at a lower price if you are at the low end of the spectrum or promises to sell stock at the upper end of this range. These strategies enable clients to generate returns in a sideways low-yielding market.  

Ultra-low costs are great but not at the expense of performance and added risks.  We seek to buy the lowest cost products but will not compromise the performance and added diversification benefits. Some of the investments we utilize are exchange-traded funds, institutional mutual funds, individual stocks, options, and occasionally closed-end funds.  Please reach out to us to learn more about our strategies.

One of the best perks in working with an RIA with an investment niche is that we're experts in designing portfolios. The investments we utilize are liquid. When combined with our investment strategies, we can often avoid a tax bill when raising cash. It is unfair that just because you have an unforeseen expense that you must add a tax bill on top of it. We are experts in minimizing the tax bill in your time of need. In large liquidation needs, we are also experts in not liquidating stock at an inopportune time. Set up a call to learn how we can address your specific needs.